Are you feeling the squeeze with the rising cost of living? Here are some tips on how you can save money and get through these tough times without breaking the bank!
Ensuring that you are controlling the things that you have control over is crucial. What might seem like everyday changes, like meal planning, can be an effective way to create positive change in your financial position. Eating out can eat away at your savings, so cutting back on spending will prove beneficial in the long run. Check out these tips on ways you can save.
Make 2023 the year you start writing shopping lists.
Before heading out for your weekly grocery shop, create a list of the items you need to purchase. Preparing a shopping list can help you avoid any unnecessary purchases and steer clear of temptation. Additionally, it can assist you in sticking to your monthly budget by researching any discounts, bargains, or promotions that supermarkets have available before making your purchases. Another effective technique to avoid impulsive buying is to utilise click-and-collect services. Don’t forget to take advantage of online-only specials and discounts as well. Check-out great half price specials for Woolworths here.
Try subscribing to a meal delivery service.
Meal delivery services make meal planning extremely easy and allow you to schedule your weekly dinners in advance. This saves you time, encourages you to cook more, and saves you money. You end up saving money because you’re not wasting food or ingredients. Because all of the meals are pre-portioned and prepped for you, you will never have too much of an ingredient. Meal delivery services are a budget-friendly alternative and can be excellent value for money. Making life easier, so you don’t have to think about what’s for dinner! Get up to $170 your first five boxes from Every Plate here.
Cut down on purchasing coffee.
For a lot of us, early mornings will often mean we crave that extra caffeine boost. However, deciding to cut back on these additional expenses can most definitely save you money. Try investing in a decent flask and making your coffee at home and bringing it with you on the bus or train and to work or when you’re meeting a friend for your usual coffee catch-up. Check out online discount coupons for free or half-price coffees in your local area here.
Wardrobe declutter.
It’s time for a fresh start. Why not spend a few hours on a Sunday afternoon pulling clothes out from the depths of your wardrobe or storage, and figure out whether or not you wish to keep them. Any clothes that you don’t wish to keep you can sell on Facebook marketplace. This is a great way to freshen up your look for the new year, making room for any new clothes and making some money on the ones you no longer want.
Take a fresh approach to budgeting.
Create and develop new habits. Creating and implementing a
monthly budget is a fantastic way to ensure you know exactly where your money
is going and when. Make sure to account for activities and nights out, by
making sure these are accounted for you can feel less guilty about heading out
and enjoying yourself with friends. There are many online resources and helpful
apps to assist you in starting this positive habit. Check out the all-time #1 Australian
bestseller book, The Barefoot
Investor, and get your finances
sorted over garlic bread and a glass of wine and manage your money in 10
minutes a week!
Plan your holidays.
Whether you are planning a big trip away, or just a short weekend away with friends, planning for your holiday can allow you to better budget and save for the trip. It will also allow you to take advantage of any sales or promotions on flights or accommodation. Save on travel and holidays with amazing discounts here.
How to save money on petrol & car servicing.
Ever wondered how you can save a few dollars when filling up at the petrol station? As petrol prices reach record highs in Australia, you may be often searching for deals or delaying filling up your tank in the hope of lower prices. Check out these genuine petrol discounts available for you to take advantage of today here.
Taking your car in for a service can be daunting. If you don’t have a regular mechanic you can depend on, you never know what to expect or how much it will cost. Save money on car repairs and services with trusted and reliable mechanics using discount coupons here.
Plan inexpensive days out or nights in.
By planning inexpensive nights in with friends, such as a home movie night or hosting a dinner party for your friends you can cut back on spending without skimping on quality time with friends. Pizza Hut has some delicious pizza deals from just $3 available here. Alternatively, plan a day trip and go exploring and visit some of the great walks and hikes Australia has to offer.
Useful Links:
While you’re not in control of changing global market dynamics, there are plenty of ways to save money and manage the rising cost of living. Here’s a list of guides to get you started.
Housing Guides:
Track home loan interest rates.
Banking Guides:
Australia’s best bank accounts.
Paying too much on your credit card?
Energy Guides:
